November 8, 2004

Lincoln Board of Trustees Appoints Kimberly A. Lloyd
Lloyd, a 1994 Lincoln Graduate, is Vice President for GMAC Commercial Mortgage Bank.

LLincoln University has appointed Kimberly A. Lloyd, a 1994 Lincoln graduate and vice president and an officer for GMAC Commercial Mortgage Bank, to the University's Board of Trustees. She will serve two, four-year terms effective, immediately.

As a vice president and an officer for GMAC Commercial Mortgage Bank, based in Horsham, PA, Lloyd is responsible for identifying, soliciting, developing and maintaining relationship with prospective clients to originate commercial mortgages. She also analyzes financial information, and makes credit decisions or recommendations to customers. In addition, she underwrites and processes loans through the U.S. Department of Housing and Urban Development (HUD), Federal Housing Administration (FHA) and Freddie Mac, a financial services company for the home mortgage industry. Moreover, she negotiates terms and conditions with borrowers and secondary market for acceptable placement of HUD/FHA loan products.

Lloyd, who has received awards from GMAC for her work at the company, previously served as GMAC's vice president for FHA national accounts from 1999 to 2003, and assistant vice president and underwriter for agency lending from 1997 to 1999.

She worked at Fannie Mae's regional office in Philadelphia from 1991 to 1997. At Fannie Mae, which also serves the home mortgage industry, she worked as a technical associate for multifamily asset management from 1996 to 1997; associate asset management representative from 1994 to 1996; and associate business analyst and management trainee from 1991 to 1994.

Lloyd earned her Bachelor of Science degree in business administration from Lincoln University in 1994. She also attended Temple University Graduate School of Real Estate.

She is a board member of the Center in the Park Community Center for Older Adults in Philadelphia, life member of Lincoln's Alumni Association, and a life member of Delta Sigma Theta Sorority, Inc.

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